Post Office Best Investment Scheme 2018:- Post office will be Rs 2700 per month, fixed income, POMIS raises advantage

This post office scheme can help you if you are looking for an alternative to regular monthly income or extra income. Just for this, you will have to open an account once in the post office under this scheme. Under this scheme, a single account is guaranteed an income of Rs 2737 per month. At the same time, there is a guarantee of security on every single penny you deposit in your account. The special thing is that you can open this account with a minimum of 1500 rupees.

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Triple Benefit is LIC’s plan, every month is fixed income

There are many plans of LIC, but there is a plan that gives Triple Benefit. In this, people get tax exemption in addition to insurance cover, but like other plans, but the third feature of this scheme is that it also provides fixed income every month. This scheme has become quite popular. In this scheme, the investor has to pay the premium only once. After this, the fixed amount of money will be available from one month to the age of one year. The money is to be taken by the month or the investor has to decide himself once in a year.

ट्रिपल बेनिफिट वाला है LIC का प्‍लान, हर माह होती है निश्चित आमदनी Continue reading

FD can get 7 times returns, SBI lends money for one year

If you deposit money in a bank, then there is a general way to get the best return that banks can do the FD. Most banks are giving returns of up to 7% on the 5-year period of 1 year to FD. But one way is that you can get 4x more returns than FD in State Bank of India, the largest government bank. That too in just one year’s period.Since the financial results were presented by the bank on Tuesday, the world’s 4 largest brokerage houses have expressed their trust in the bank and have maintained the BOI rating for the stock. These brokerage houses have expressed their hopes of returning up to 50% in the bank. Know how SBI can get 7 times more returns than FD within a year.

FD से 7 गुना मिल सकता है रिटर्न, SBI में एक साल के लिए लगाएं पैसा Continue reading

Money is investing in a mutual fund, so know these 8 benefits

Mutual funds are becoming a new way of investment in today’s era. Along with increasing investment, many types of questions remain in the investor’s mind. In such a way, the mutual fund is special, how tax saving is available, how companies invest in it, we are telling the whole details through Adil Shetty, CEO of Bank

म्यूचुअल फंड में लगा रहे हैं पैसा, तो जान लें ये 8 फायदे Continue reading

What Is Mutual Fund in Hindi म्यूचुअल फंड क्या है

Mutual Fund in Hindi म्यूचुअल फंड क्या है
Mutual Fund in Hindi म्यूचुअल फंड क्या है, कैसे काम करता है और क्या हैं इसके फायदे आइये आज हिंदी में जानते हैं. यह कैसे काम करता है और क्या हैं इसके फायदे. यूनिट किसे कहते हैं, म्यूचुअल फंड में निवेश कैसे कर सकते हैं और कैसे यह शेयर बाज़ार में सीधे निवेश करने के बजाए ज्यादा सुरक्षित निवेश माना जाता है। ज्यादातर लोगों को म्यूचुअल फंड अथवा इस जैसे अन्य वित्तीय शब्दजाल सुन कर डर लगता है। आप बारीकी से इसे देखो तो म्यूचुअल फंड की बुनियादी बातों को समझने के लिए डरने की वास्तव में बहुत ज्यादा आवश्यकता नहीं है। इसलिए इसे समझाने के लिए एक बुनियादी सवाल का जवाब देना जरुरी है कि म्यूचुअल फंड क्या है?

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Latest Best mutual fund schemes for a student In 2018

Anyone should choose their mutual fund investments based on your goals, investment horizon, and risk profile. First, identify your financial goal. Is it a short-term goal or a long-term goal? If the goal needs to be achieved in less than five years, consider it as a short-term goal. If you have more than five years to achieve the goal, it is a long-term goal.

For short-term goals, you should invest in safer investment options like bank deposits and debt mutual funds. The rationale is that you should not expose your money to extra risk when you don’t have much time in hand. However, when it comes to long-term goals, you should go for equity mutual funds. Equity or stocks have the potential to offer superior returns than other asset classes over a long period. This is why it is considered ideal to meet long-term goals.
As for investing a small amount, well, it is considered the best way to meet your long-term financial goals. Investing a small sum regularly over a long period is the best strategy to create wealth.

I am 23 years old and want to invest Rs 5,000 per month through SIP. I am a student.
I want to invest in three types of mutual funds:

1. Largecap (SBI Blue Chip Fund or Kotak Select Focus Fund)
2. Midcap (Mirae Asset Emerging Bluechip Fund)
3. Multicap (SBI Magnum or ICICI Pru AMC)
Which funds should I choose to invest and in what ratio?

I have a time horizon of 25 to 30 years. Kindly advise
For largecap you should go for Kotak Select Focus instead of SBI Blue Chip Fund, as in comparison Kotak’s scheme has given 20 per cent CAGR returns compared to 17.7 per cent CAGR returns.

For midcap you can consider IDFC Sterling Equity Fund as it has performed very well in this category in last two years. In last one year the scheme has outperformed index and has given 30 per cent CAGR return.
For multicap, you can go for SBI Magnum Multicap as it outperformed ICIC Pru Multicap Fund by six per cent y-o-y basis.
Ratio could be 50:35:15 in midcap, multicap and largecap, as you have very good long term period for your investment I would prefer more tilt towards mid cap.