Triple Benefit is LIC’s plan, every month is fixed income

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There are many plans of LIC, but there is a plan that gives Triple Benefit. In this, people get tax exemption in addition to insurance cover, but like other plans, but the third feature of this scheme is that it also provides fixed income every month. This scheme has become quite popular. In this scheme, the investor has to pay the premium only once. After this, the fixed amount of money will be available from one month to the age of one year. The money is to be taken by the month or the investor has to decide himself once in a year.

ट्रिपल बेनिफिट वाला है LIC का प्‍लान, हर माह होती है निश्चित आमदनी

LIC’s life renewable VI scheme is a single premium plan. Once invested in it, good money can be found in the form of a life-long pension. There are some options in which there will be lifetime pension for your spouse after your death. Single premium plans have to be invested only once. LIC only tells you how much money will be paid throughout the life of the policy, then does not decrease or increase. The money received in the form of pension can be taken monthly, three months, six months and even once in a year. If the monthly option is chosen then the money will be started from the next month of investment and if the annual option is chosen then the money will be available from next year.

There are 7 investment options in the plan. It can be found every year between Rs. 6410 and Rs. 6750 on a one lakh rupees investment. Whichever option can be taken in this scheme, but the minimum investment of Rs. 1 lakh and Rs. 1.5 lakh on online investment will be required on the condition of investment through the agent. There is no limit to maximum investment. This plan can buy any person or woman from 30 years to 85 years of age. Income tax on the investment in this plan can be availed under Section 80C.

These are 7 options

Option 1: Annuity for Life
Under this option, an annuity will be paid till the policyholder survives. Annuity payments will stop when the insured dies.

Option 2: Annuity for some time guarantee
Under this option, the policyholder (whether he is alive or not) will definitely be paid annuity for 5, 10, 15, 20 years according to the period fixed by him. After this period, till the policyholder is alive, the pension will be paid.

Option 3: Lifetime Annuity with return of purchase price
Under this option, the annuity will be paid till the life of the insured survives. Annuity payments will be closed after the death of the policyholder. After this, the purchase price will be available to Nomini in the form of a death benefit.

Option 4: Increasing annuity annuity
Under this option, the annuity will be paid till the life of the insured survives. Every year, an annuity will be increased at a simple rate of 3 percent.

Option 5: 50% annuity to the spouse on the death of the life assured with the lifetime annuity
Under this option, the annuity will be paid till the life of the insured survives. After the death of the insured, 50 percent of the pension will be paid to his spouse. These payments will be closed after the spouse’s death.

Option 6: 100% annuity to the spouse on the death of policyholder with the lifetime annuity

Under this option, the annuity will be paid till the life of the insured survives. After the death of the insured, his spouse will be paid 100% pension. These payments will be closed after the spouse’s death.

Option 7: On the death of the insured with lifetime annuity, the nominee will be paid 100% annuity to the spouse and the death of a spouse

Under this option, the annuity will be paid till the life of the insured survives. After the death of the insured, his spouse will be paid 100% pension. The payment will be closed after the death of the spouse and the amount will be paid to the nominee.

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